🏦 Advanced Banking System

A complete banking solution featuring personal accounts, vaults, loans, investments, savings, banker jobs, and a fully configurable banking economy.

Designed to support both simple servers and realistic roleplay experiences.

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💳 Bank Accounts & Vaults

Create multiple bank accounts and storage vaults with configurable limits.

• Set the maximum number of bank accounts and vaults per player.

• Configure account creation fees.

• Configure vault creation costs based on storage size.

• Share bank accounts with other players.

• Full transaction history for every account.

🌍 Local or Global Banking

Choose how your banking network works.

Configure whether bank accounts are:

• Accessible from every bank.

• Restricted to the bank where they were created.

The same option also applies to account visibility.

Example:
Create an account in Valentine and allow withdrawals only in Valentine, or enable global access across every bank.

💰 Deposits, Withdrawals & Transfers

Configure every banking action.

• Minimum deposit amount.

• Minimum withdrawal amount.

• Minimum transfer amount.

• Maximum transfer amount.

• Separate transfer limits for personal accounts and other players.

Apply configurable percentage fees to:

• Deposits

• Withdrawals

• Money transfers

Gold banking is also supported with its own configurable fees.

📜 Transaction History

Every account includes a complete activity log.

Track:

• Deposits

• Withdrawals

• Transfers

• Payments

• Shared account activity

• And every important banking interaction.

💵 Savings System

Allow players to safely grow their wealth.

Configure:

• Minimum deposit required.

• Maximum savings balance.

• Interest intervals.

• Interest rates.

Example:

Every 23 hours, players receive interest based on their savings balance.

Smaller savings receive a higher percentage, while very large balances generate lower returns, creating a realistic banking experience.

🏦 Loan System

Offer fully configurable bank loans.

Configure:

• Minimum loan amount.

• Maximum loan amount.

• Minimum repayment duration.

• Maximum repayment duration.

• Interest rates.

• Maximum active loans per player.

• Maximum missed payments.

If players fail to make repayments, unpaid installments accumulate automatically.

Once the configured limit is reached, the bank account can automatically apply restrictions such as:

• Block withdrawals.

• Block deposits.

• Block transfers.

• Disable savings.

• Prevent new loans.

Access is automatically restored after the debt is settled.

📈 Investment System

A complete investment market is included.

Every investment can be individually configured.

Examples include:

• Gold

• Oil

• Companies

• Resources

• Custom investments

Configure:

• Starting value.

• Minimum & maximum price.

• Maximum price movement per cycle.

• Base volatility.

• Market trend.

• Crash chance.

• Complete market crash.

• Investment risk (Low / Medium / High).

• Profit percentage.

• Save intervals.

• Price update intervals.

• Maximum units per investment.

• Maximum total owned units.

The market behaves dynamically, creating a realistic investment experience.

👨‍💼 Banker Job

Turn banking into a fully playable profession.

Bankers can:

• Create bank accounts.

• Create loans.

• View customer accounts.

• View transaction history.

• Manage banking fees.

• Exchange Gold for Dollars.

• Configure bank taxes and service fees.

Player account creation and loan creation can be completely disabled, allowing only bankers to perform these actions.

📖 Checkbook System

Create and use fully functional checkbooks for realistic bank payments.

• Generate personalized checks using a single Check item.

• Write a check for another player with a custom amount.

• Powered entirely by metadata, meaning only one check item and one checkbook item are required.

• No need to create separate items for different check types.

• A lightweight and immersive payment solution for businesses, roleplay, and player-to-player transactions.

🏛️ Bank Modes

Choose how your banks operate.

Standard Bank

• Fully automatic banking system without a banker.

Managed Bank

• A banker manages banking fees and taxes.

• The bank earns a configurable percentage from transactions.

Independent Economy

• Banks operate using their own funds.

• Players can only withdraw money if the bank has enough balance.

• Transaction fees become part of the bank's available funds, creating a realistic banking economy.

⚙️ Highly Configurable

Nearly every feature can be enabled, disabled, or customized.

Configure:

• Accounts

• Vaults

• Banking fees

• Transfer limits

• Gold banking

• Savings

• Loans

• Investments

• Banker permissions

• Bank operating modes

• Account sharing

• Transaction history

• And much more.

Whether you want a simple banking system or one of the most advanced banking experiences available for RedM, the script can be tailored to fit your server.